5.25% APY reflects a .75% boost available as a special offer with qualifying deposit. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Set up account alerts. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. They kept repeating the same thing each time I reached out via email and told me to refer to their FAQ because apparently that is where I can find all my answers. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience. All Rights Reserved. Your credit line will equal the amount of this security deposit. We enable our partners to transform how they make payouts to customers and partners by delivering trusted, best-in-class money movement and payment solutions. Your first Monthly Charge will be deducted 30 days from registration. Why was my card declined online if I have enough money in my account? You borrow money from a bank when you use the card and pay the money back later. Green Dot is a financial technology and registered bank holding company committed to giving all people the power to bank seamlessly, affordably, and with confidence. Assigning Editor | Homebuying, savings and banking products. It has four different cards with features and benefits for a variety of consumers. The Green Dot primor Visa Classic Secured Credit Card. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Unlimited Cash Back Bank Account. Generally, pre-paid cards and debit cards do not report to credit bureaus. Green Dot said the card may be confused for a gift card but it's really a virtual bank. Its cards offer many of the benefits that youd receive from a traditional bank account, like mobile check deposit, online bill pay and more. Its annual fee is $0. The Green Dot primor Visa Classic Secured Credit Card, for example, charges the same annual fee but offers a lower interest rate. MORE: NerdWallet's best credit cards for bad credit. Eligibility requirements. Discover will automatically match all the cash back youve earned at the end of your first year! Keep an eye on your inboxwell be sending over your first message soon. Jeanne is a former NerdWallet writer focusing on credit, debt and loans. More Scam Reports: Watch Out for These Kidnap, Killer and Facebook Scams MoneyPaks are used to top up existing Green Dot debit cards. Learn how to budget and save with a prepaid debit card. Otherwise, you wont have full access to the cards features or be able to reload it, meaning that when your initial deposit is spent in full, the card itself is rendered useless. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to . Digital Wallets and Mobile Payments . These rates are current as of 7/11/2023. Its safer and more convenient than using cash. The Green Dot Platinum Visa Secured Credit Card is designed for people who are looking to build or rebuild their credit. SoFi members with direct deposit can earn up to 4.40% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. You can call their customer service line (1-866-795-7597) and they will be able to give you the information you need. All financial products, shopping products and services are presented without warranty. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. People who want access to banking features without the need for a credit check. How do I make a deposit by cashing a check at a Financial Service Center location?, How fast will my money be available if I cash and deposit a check at a Financial Service Center location?, How much does it cost to make a deposit by cashing a check at a Financial Service Center location?, Green Dot Unlimited Cash Back Bank Account. This information may be different than what you see when you visit a financial institution, service provider or specific products site. With responsible use over time, the Green Dot Platinum secured credit card can help build your credit history since it reports your payments to the three main credit bureaus every 30 days. Gift certificates, the precursor to gift cards, have been around since the 1930s, and upscale retailer Neiman Marcus started selling them to some customers in 1994. You use money directly from a checking account when paying for purchases or withdrawing money from an ATM. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Please refer to your Cardmember Agreement for details. The Green Dot card is an FDIC-insured, reoladable prepaid debit card that can be used to make payments and purchases and withdraw cash. To financially prepare for a deployment, visit the Preparing for Deployment page on the Military One Source site for information about how you can financially prepare for deployment. Green Dot also said, "Green Dot Reloadable Prepaid Debit Cards are regulated like bank accounts, issued in a . Content published under this author byline is generated using automation technology. The eligibility requirements may vary depending on the immigrant category you are applying under. 3.30%Your annual percentage yield can be as high as 3.30% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,500 or more each month will earn 0.40%. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. OK. . You have reached the maximum number of Green Dot Bank issued cards allowed per customer. Interest will be assessed on a per day basis. A chip - enabled personalized card with your name on it will be mailed to you upon successful activation. Ten (10) point-of-sale transactions per month using your Rewards Checking Visa Debit Card for normal everyday purchases with a minimum of $3 per transaction, or enrolling in Account Aggregation/Personal Finance Manager (PFM) will earn 0.30%; maintaining an average daily balance of at least $2,500 per month in an Axos Self Directed Trading Invest account will earn 1.00%; maintaining an average daily balance of at least $2,500 a month in an Axos Managed Portfolio Invest account will earn 1.00%; and making a monthly payment to an open Axos Bank consumer loan (commercial and business loans excluded) via transfer from your Rewards Checking account will earn a maximum of 0.60%. However, we may receive compensation when you click on links to products from our partners. Up to a $4.95 retail service fee and limits apply. Log into your account and refer to your Account Agreement to check feature availability. Active personalized card required. Get more smart money moves straight to your inbox. As a Green Dot Visa Debit Card customer, youll pay no fees for bank transfers (though the other bank may charge you), and you can save on the $7.95 monthly maintenance fee when you direct deposit $500 or more in the prior month. Responsible use includes making on-time minimum payments, keeping your balance low, and paying off your credit card each month. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back . The GO2bank Visa Debit Card is accepted in the U.S., and you can add it to your mobile wallet so you can still make purchases if you dont have your card with you. Account Open an account Activate a card Claim the cash back every 12 months of use and your account being in good standing. Available on our Green Dot Cash Back Visa Debit Card. Lock/Unlock your account. Try these alternative options. See our, Green Dot credit cards carry relatively low interest rates compared with competing, , and unlike with most other issuers, applying for one won't impact your credit. Reasonable efforts are made They can also be particularly valuable for the millions of unbanked or underbanked individuals who have limited access to mainstream financial institutions. The Green Dot primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card and Green Dot Visa Secured Credit Card are no longer accepting applications. Ten (10) point-of-sale transactions per month using your Rewards Checking Visa Debit Card for normal everyday purchases with a minimum of $3 per transaction, or enrolling in Account Aggregation/Personal Finance Manager (PFM) will earn 0.30%; maintaining an average daily balance of at least $2,500 per month in an Axos Self Directed Trading Invest account will earn 1.00%; maintaining an average daily balance of at least $2,500 a month in an Axos Managed Portfolio Invest account will earn 1.00%; and making a monthly payment to an open Axos Bank consumer loan (commercial and business loans excluded) via transfer from your Rewards Checking account will earn a maximum of 0.60%. Cash back cannot be used for purchases or cash withdrawals until redeemed. Heres everything you should know about the suite of prepaid debit cards their fees, benefits and disadvantages available from the company that invented them. Cash management accounts are typically offered by non-bank financial institutions. The ongoing APR is 9.99%. Can I use my temporary card to make purchases? Green Dot Unlimited Cash Back Bank Account. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. SCRA permits customers on active duty in the United States Military to devote their full attention to service by easing some of their financial obligations. How do I get money back if I sent it to the wrong person? Editorial integrity is central to every article we publish. Fees on your primary deposit account may reduce earnings on your savings account. A minimum security deposit of $200 up to the amount of your maximum approved credit limit is required for this product. * No bank transfer fees Transfer money from another bank to your Green Dot account* to keep you account full and ready to use. Try these alternative options, When you're just starting out with credit cards, rewards aren't the most important thing but you can still find some secured and alternative options that earn them. Earn 25% rewards on purchases all week. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Access these features and more. You'll have to put down a $200 minimum deposit, but unlike these Green Dot cards, the annual fee is. This information may be different than what you see when you visit a financial institution, service provider or specific products site. If you want to request a Green Dot card refund, you can do that by mail as well. Limits apply. Limits and fees apply. However, this does not influence our evaluations. This influences which products we write about and where and how the product appears on a page. When she's not writing about personal finance and credit cards, she's immersing herself in the world of travel hacking. The victim sends details of the card to the "broker." An APR in the single digits is unusual among cards aimed at people with poor credit. Partner terms and conditions apply. I scoured through their FAQs from the beginning and nothing in there would help answer my questions. Even potential applicants with poor to average credit can find alternatives in the secured card space that dont charge annual fees, such as the, 1.
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